Russian banks currently do not incorporate environmental factors into interest rate setting, pointing to insufficient regulatory pressure in the area of green finance.
Managerial competencies in lending:
The impact of effective management on bank stability is nuanced: under normal conditions, it helps mitigate risks, but in the presence of high levels of non-performing loans, it may drive more aggressive lending strategies.
Financial dollarization as a destabilizing factor:
Heavy reliance on foreign currency borrowing increases crisis vulnerability. However, regulatory tools — such as taxation on foreign currency loans — can help mitigate these risks.
Managerial The findings sentiment and
The subjective outlooks of bank executives significantly influence both credit loss provisioning and loan issuance volumes, especially during times of crisis.
Together, these studies jamaica phone number library underscore the complexity and multifaceted nature of the forces shaping the banking system. Regulators should not only consider traditional macroeconomic indicators, but also behavioral and institutional dimensions such as management quality, executive sentiment, financial dollarization, and the need for green finance incentives.
Closing Remarks
In his closing remarks, Vladimir Sokolov, Ph.D., thanked all presenters, discussants, and participants of the academic seminar. He noted that all papers were of a high academic caliber and sparked substantial discussion from both the discussants boost your retention rates with digital marketing and the broader audience. He also announced that the next seminar will take place on July 1, 2025, in St. Petersburg. The organizing team will continue developing joint academic initiatives and invites submissions from researchers in the fields of finance and monetary policy for upcoming seminars co-hosted by the Bank of Russia, NES, and HSE University.
Marina Kosyachenko
Manager at the HSE Office for Target Student Support, added that the exhibition was made possible thanks to the efforts of many people. ‘Blind students lack data were part of the team that tested the exhibition posters, students from the HSE campus in St Petersburg processed the audio description scripts, and colleagues from the Multifunctional Innovative Television Centre helped record the exhibition’s audio content. That’s why this project is a large-scale, socially meaningful collective effort,’ she said.